Green Flag is designed to protect consumers' private information

While making the retailer more efficient, Green Flag always operates under the FCRA's permissible purposes of: Consumer Written Instructions, to assist in the decision of a lending process, and always for a legitimate business need.

The process utilizes data encryption and is web based with secure user names and passwords.

Why it is more secure for consumers' private information than the traditional sales process:
Green Flag does not require super sensitive consumer information to operate. We deliver an Eligibility Response on limited data. In fact we are able to deliver the responses with just Consumer name, address, email address, and consumer authorization over 80 percent of the time (no social security number needed). More invasive and sensitive data is collected later in the sales process only on an as-needed basis.

The Bi-Directional Data Security System

The Eligibility Response is completed as a promotional or soft inquiry. This means that our process has no affect on the consumers' FICO score or credit file. The Eligibility Response itself is not credit data, but rather a computer generated response that shields the actual credit file from the retailer while delivering the information that makes them more profitable and efficient. Consumers are not required to give sensitive data to interact with the system, the transaction itself is invisible to third parties, and the final product gives only the eligibility information that the client needs to be more efficient while protecting sensitive consumer data.