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Green Flag Credit

 

Introducing

The Downpayment Retention

Program

 

 

 

Welcome to A Better Way to Fund Equipment Financing

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Most equipment loans require a substantial down payment and leave borrowers with significant out-of-pocket costs. Consider this typical scenario:

Borrower Requirement: Looking for a $1,000,000 equipment lease with zero down, prepared to pay $30,500/month over 36 months.

Bank's Offer: Approval for 80% financing, with 20% ($200,000) down.

Payments: $23,194/month for 36 months.

Total Borrower Outlay: $1,034,984 (including down payment and monthly payments).

 Now, imagine a financing option   where your borrower can still         make 36 payments at                   $30,500 per month but with

 increased benefits and               reduced overall costs:

No Major Outlay: The borrower maintains 36 payments at $30,500/month, totaling $1,098,000.

End of Term Benefits: At the end of the 36 months, the borrower retains an asset worth $200,000 plus a life insurance policy.

Total Borrower Outlay: After considering the retained asset and policy value, the borrower’s effective cost is less than $898,000.

Efficiency

Traditional Financing
  Vs.
The Downpayment Retention Solution

How it Works

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automotive manufacturing equipment

Key Benefits for Lenders

Loan Approvals

Increased Loan Approvals: Make it easier for borrowers to say yes by offering a solution that saves them money and gives them peace of mind.

Capital is Retained

Retention of Capital: Borrowers keep their capital working for them, instead of using it as a down payment.

Enhanced Security

As a lender, you remain listed as a beneficiary of the life insurance policy, ensuring security until the loan is fully paid off.

Market Position

The program makes you a hero because you'rer giving your clients a lower total of payments.  

Why Choose the Downpayment

Retention Program?

For Borrowers:

Reduce total financing costs by over $136,000.

Retain valuable assets and gain life insurance coverage.

Protect both business and personal financial interests.

For Lenders:

Offer an innovative product that sets you apart in the market.

Reduce risk with life insurance as collateral.

Create stronger relationships with clients through added value.

Green Flag Credit division of Auto Equity Inc |  Licensed Insurance Producer Number 21051666

Mailing Address:

Auto Equity Inc

18530 Mack Ave #291

Grosse Pointe Farms, MI 48236

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